The meat of the article is at the end when they suggest policy that would encourage longer working lives:
Reallocating health insurance costs:
"Unlike retirees, employees that age and older do not receive full Medicare benefits if they work for a company that has more than 20 people on staff and provides health benefits."
"Offering full Medicare coverage to all people age 65 and older, regardless of employment status, would eliminate this disincentive. "
Enabling business to office flexible work arrangement
"Many boomers say they are willing to continue working if they can do so part time, work from home, or make arrangements that would cut their hours and pay gradually. Government and educational institutions use such practices today; businesses have held back, partly out of concern that they might violate federal laws on taxes, pensions, and age discrimination. Policy makers should act to alleviate such concerns. Meanwhile, businesses must develop an integrated strategy to employ mature workers—a strategy centered on more flexible arrangements. Workers, in return, will have to be flexible about pay and benefits."
I actually don't agree with changing social security benefits. I don't think that's a big disincentive for people working.
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